Health Insurance

Health insurance is now mandatory for international undergraduates by Yeshiva University. Some graduate schools also require health insurance but students must contact thier specific school for more information. Hospital and medical expenses can be very expensive in the U.S. and Yeshiva University is not liable for any costs incurred while students are studying. Students who have comparable insurance usually from an American insurance carrier can have the insurance charges waived. The deadline to obtain a waiver for the Fall semester is around September 15 and for the Spring semester February 1. Yeshiva University has a basic insurance plan for undergraduates offered by Academic Health Plans and we strongly recommend that graduate students purchase health insurance. For more information on the international student health insurance coverage and the waiver process please visit www.ahpcare.com/yu  Students can contact the University Health Insurance office for general information about insurance plans and coverage at (212) 960-6739. Students can also obtain information on other companies that specialize in International Health Insurance by doing a Google search for International Student Insurance.

J-1 Exchange students, visitors and professors are required by law to carry health insurance for themselves and any dependents who have accompanied them into the US. The US State Department requires the following minimum coverage:

• Medical benefits of at least $50,000 per person per accident or illness,
• Repatriation of remains in the amount of $7500,
• Expenses associated with the medical evacuation of the individual to his/her home country in the amount of $10,000,
• The deductible per accident or illness may not exceed $550, and must meet other standards specified in the regulations.

J-1 exchange visitors are responsible for maintaining health insurance during the entire length of their stay. Any lapses in health insurance coverage can be a violation of the terms of your immigration status and can effect your ability to revisit the US in the future.