• International Students

  • Health Insurance

    U.S. medical and hospital care can be very expensive. Health insurance is mandatory for all YU international undergraduate students. Some YU graduate schools and programs also require health insurance. Students must contact their specific school for information. Yeshiva University's basic insurance plan is offered by Academic Health Plans (AHP). Graduate students who are not automatically enrolled in YU insurance are strongly encouraged to enroll on their own. Students who have comparable insurance, usually from a U.S. insurance carrier, may apply to have the insurance charges waived. The waiver application is on the AHP website.  The waiver deadline is strict and many overseas plans will not qualify for a waiver.  Please contact AHP directly with any waiver questions. The OISS is not involved in the health insurance waiver application process or decision. Students can easily obtain information about other companies that specialize in international health insurance by doing a Google search for international student insurance. Yeshiva University is not liable for any medical costs incurred during your stay.  

    Undergraduate students: health insurance coverage does not automatically continue when you begin a graduate program begin Optional Practical Training (OPT).  Graduate students must contact AHP directly to enroll.  Students on OPT: contact AHP to see if you are eligible to continue your coverage with them.

    J-1 Students, Researchers and Professors and any J-2 dependents (spouses and minor unmarried children under the age 21) accompanying you to the U.S., are required to have health insurance coverage in effect during the period of time that the J-1 participates in YU’s exchange visitor program. Minimum coverage amounts:

    • Medical benefits of at least $50,000 per person per accident or illness,
    • Repatriation of remains in the amount of $7500,
    • Expenses associated with the medical evacuation of the individual to his/her home country in the amount of $10,000,
    • The deductible per accident or illness may not exceed $550, and must meet other standards specified in the regulations.
    • Any insurance policy that fulfills these requirements must be underwritten by an insurance corporation having an A.M. Best rating of “A” or above, an Insurance Solvency International, Ltd. (ISI) rating of “A-i” or above, a Standard and Poor’s Claims-paying Ability rating of “A” or above, a Weiss Research, Inc. rating of “B+” or above, or such other rating service that the Exchange Visitor Program may specify.
    • Insurance coverage backed by the full faith and credit of the government of the Exchange Visitor’s home country meets the requirements.
    • Willful failure on the part of the participant and/or any J-2 dependents to maintain active insurance coverage is grounds for termination from the program. Please refer to the regulations for details. [22 CFR 62.14] 

    How to print your health insurance card:

    Due to AETNA's "Go Green" effort, health insurance cards will no longer be automatically be mailed to you.  You will need to take the following action to access your health insurance ID card.   

    To obtain your ID card click here. If the link does no work copy and paste https://yu.myahpcare.com into your browser and follow these steps.

     1) Under "Benefits", click on the "Print/Download Your ID Card" link

     2) On the left under "Welcome", click on "Print Your ID Card"

     3) Scroll down and complete step one by entering your student ID number and date of birth. Then click "VIEW CARD."



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